因“贷款管理严重不审慎”等,邮储银行金华市分行被罚35万元
中捷之车
2024-01-04
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国金融监督管理总局金华监管分局行政处罚信息公开表
(金金罚决字〔2023〕7号)
因“贷款管理严重不审慎”等,邮储银行金华市分行被罚35万元_银行频道_证券星
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行政处罚决定书文号
金金罚决字〔2023〕7号
被处罚当事人
一、
中国邮政储蓄银行股份有限公司金华市分行
二、
李杰(时任中国邮政储蓄银行金华市婺城区支行行长)
主要违法违规事实
贷款管理严重不审慎;在客户申请提前还贷过程中以减免违约金为条件,诱使客户购买贵金属,侵害消费者自主选择权
行政处罚依据
《中华人民共和国银行业监督管理法》第二十一条、第四十六条、第四十八条及相关审慎经营规则,《银行保险机构消费者权益保护管理办法》第二十六条、第五十四条
行政处罚决定
一、对中国邮政储蓄银行股份有限公司金华市分行罚款35万元二、对李杰警告
作出处罚决定的机关名称
国金融监督管理总局金华监管分局
作出处罚决定的日期
2023年12月25日
数据来源:国金融监督管理总局
邮储银行金华市分行主要违法违规事实包括:贷款管理严重不审慎;在客户申请提前还贷过程中以减免违约金为条件,诱使客户购买贵金属,侵害消费者自主选择权。